Storm damage repair near you

Report it as soon as it is safe to do so. Most policies require prompt notice, and several states set an outer deadline for filing a claim after the date of loss. Document the damage with dated photos before any temporary repairs, keep receipts for emergency work like tarping, and check your own state's page below for its filing-deadline guidance. This is general information, not legal advice — confirm your specific deadline with your insurer or state insurance department.

On a covered claim your insurer pays the repair cost minus your deductible, so in most cases your real out-of-pocket cost is the deductible itself. Wind and hail are often subject to a separate percentage deductible calculated against your dwelling coverage rather than a flat dollar amount, which can make it considerably larger than your standard deductible. Your state page explains how that works locally.

We match you with one independent local roofing or restoration contractor screened for active licensing (where the state or local jurisdiction requires it) and for insurance. We are a referral service, not a contractor — always verify credentials yourself before signing, and the independent pro is responsible for the work performed.

Nothing. Getting matched is free with no obligation. We are paid by independent contractors if and when we introduce you to one. We do not currently have affiliated partner contractors. You are free to get other estimates before deciding.

You are generally free to choose your own contractor. An insurer's preferred vendor can be a reasonable option, but you are not usually required to use one. What matters more is that whoever you hire is properly licensed for your jurisdiction, carries current liability and workers' compensation insurance, and will put the full scope of work in writing before starting.