Minnesotastorm damage repair & claim deadlines

General guidance: under Minnesota's standard policy language, suit on a property claim generally must be brought within 2 years after the loss. This is shorter than many states, treat 2 years as a hard planning deadline and verify your policy. Minnesota: report promptly. Minnesota's standard fire-policy language (Minn. Stat. 65A.01) sets tight timelines, so don't delay notice. This is general information, not legal advice — verify your specific deadline with Minnesota Department of Commerce (mn.gov/commerce).

Minnesota hail policies commonly use a separate wind/hail deductible, often a percentage (1%–2%) of dwelling coverage.

Yes — we match you with one vetted local roofing or restoration contractor screened for active licensing (where Minnesota or the local jurisdiction requires it) and insurance. We're a referral service, not a contractor, so always verify credentials before signing; the independent pro is responsible for the work.